Medicare Notice Due Prior to October 15th

Prior to October 15th each year, a Notice of Creditable or Non-Creditable Coverage is required to be sent to all Medicare-eligible individuals enrolled in an employer-sponsored prescription drug plan, including covered spouses and/or dependents.

  • Model Notices:


Additionally, employers that provide prescription drug coverage to Medicare-eligible individuals must disclose whether the coverage provided is Creditable or Non-Creditable to the Centers for Medicare & Medicaid Services (CMS) within 60 days of the renewal date .

  • CMS Disclosure:
  • Disclosure Instruction: