Prior to October 15th each year, a Notice of Creditable or Non-Creditable Coverage is required to be sent to all Medicare-eligible individuals enrolled in an employer-sponsored prescription drug plan, including covered spouses and/or dependents.

  • Model Notices: https://www.cms.gov/Medicare/Prescription-Drug-Coverage/CreditableCoverage/Model-Notice-Letters.html

 

Additionally, employers that provide prescription drug coverage to Medicare-eligible individuals must disclose whether the coverage provided is Creditable or Non-Creditable to the Centers for Medicare & Medicaid Services (CMS) within 60 days of the renewal date .

  • CMS Disclosure: https://www.cms.gov/Medicare/Prescription-Drug-Coverage/CreditableCoverage/CCDisclosureForm.htmlCMS
  • Disclosure Instruction: https://www.cms.gov/Medicare/Prescription-Drug-Coverage/CreditableCoverage/downloads/2007-09-25_CCDisclosure2CMSInstructionsScreenShots.pdf
 
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