2019 Benefit Plan Limits

Many employee benefits are subject to annual dollar limits that are periodically increased for inflation. The Internal Revenue Service (IRS) recently announced cost-of-living adjustments to the annual dollar limits for various welfare and retirement plan limits for 2019. Although some of the limits will remain the same, many of the limits will increase for 2019.

HSA Contribution 

  • Self-only HDHP coverage: Up $50 to $3,500
  • Family HDHP coverage: Up $100 to $7,000
  • Catch-up contributions: No change, $1,000

HDHP 

  • Self-only: No change, $1,350
  • Minimum deductible: No change, $1,350 single / $2,700 family
  • Maximum out of-pocket: Up $100 to $6,750 for single coverage. Up $200 to $13,500 for family coverage

FSA 

  • Health FSA: Up $50 to $2,700
  • Dependent care FSA (tax exclusion): No change, $5,000 ($2,500 if married and filing taxes separately)

Transportation Benefits

  • Transit pass and vanpooling (combined): Up $5 to $265
  • Parking: Up $5 to $265

Adoption Benefits

  • Tax exclusion (employer-provided assistance): Up $240 to $14,080